Question 1

Is Trading 212 beginner-friendly for new investors?

FXScope Intelligence Lab · Accepted Answer

Trading 212 offers significant beginner-friendly features including a free, lifetime practice account with virtual money for risk-free learning. The platform provides fractional shares, Pies for automatic diversification, and educational tools. However, user reviews indicate frequent UI changes can make the interface confusing, and some features like handling stocks within and outside pies show inaccurate calculations. The broker also offers 24/5 trading for US stocks and unlimited commission-free trades, making it accessible for small accounts. The main considerations are the learning curve from interface updates and the complexity of certain portfolio features that may confuse beginners.

Question 2

How is Trading 212 regulated and is it safe?

FXScope Intelligence Lab · Accepted Answer

Trading 212 is highly regulated across multiple jurisdictions with strong regulatory oversight. Trading 212 UK Ltd. is authorized by the Financial Conduct Authority (FCA) with register number 609146. Trading 212 Markets Ltd. holds authorization from CySEC Cyprus (register number 398/21). The company also maintains licenses with German Federal Financial Supervisory Authority (BaFin), Australian Securities and Investments Commission (ASIC), and FSC Bulgaria. This multi-jurisdictional regulation provides robust investor protection. However, the broker warns that 71% of retail CFD accounts lose money when trading, indicating high risk that beginners should understand.

Question 3

What are Trading 212's trading costs and fees?

FXScope Intelligence Lab · Accepted Answer

Trading 212 offers unlimited commission-free trading for stocks and ETFs, meaning no broker fees for buying or selling shares. The main cost is a 0.15% FX fee when buying or selling securities denominated in a currency different from your Trading 212 account currency. The platform provides access to over 13,000 stocks and ETFs from the UK, US, Germany, France, Spain, Netherlands and other countries. The broker pays competitive interest on uninvested cash: 4.05% on GBP, 2.2% on EUR, and 4.1% on USD, with interest paid daily and terms applying.

Question 4

What trading platforms and tools does Trading 212 offer?

FXScope Intelligence Lab · Accepted Answer

Trading 212 provides both mobile and web platforms with professional-grade features. The platform offers extended hours trading for fractional shares, 24/5 trading for US stocks across multiple sessions, and advanced charting tools powered by TradingView for technical analysis. Key features include fractional shares allowing investment in high-priced stocks with small amounts, Pies for automatic portfolio diversification, and AutoInvest for systematic investing. The platform supports portfolio transfers from and to other brokers free of charge, multi-currency accounts with 13 currencies, and direct trade execution without selling order flow. CFD trading offers 9,000+ instruments including stocks, forex, gold, oil, and indices.

Question 5

How good is Trading 212's customer service and support?

FXScope Intelligence Lab · Accepted Answer

Trading 212 claims to provide outstanding live customer service that responds within seconds. Support can be reached via email at android@trading212.com and info@trading212.com. However, user reviews reveal mixed experiences - while some praise quick responses, others express frustration with the company's handling of bugs and feature requests. Reviews mention issues with UI changes being described as 'features' rather than addressing user concerns. The developer is TRADING 212 UK LIMITED located in London, and they actively respond to Google Play reviews, indicating engagement with user feedback.

Trading 212

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